What crop insurance plan provides coverage based on individual yield?

Prepare for the Kansas Crop Insurance Test. Use multiple choice questions accompanied by hints and explanations. Ensure your readiness for the exam!

Yield Protection is the correct answer because it specifically offers coverage that is directly based on the individual producer's yields. This plan protects against loss in production due to various perils, such as adverse weather conditions, disease, and pest infestations. Under Yield Protection, the insurance payment is calculated based on the difference between the actual yield of the crop and the established yield guarantee, which is typically determined by the historical yield data for the specific farm or area.

This plan is designed particularly for farmers who want to safeguard their income against low yields, allowing them to receive compensation proportional to their losses rather than a general area-based estimate. This makes Yield Protection a tailored option that reflects the farmer's individual circumstances, ensuring more personalized risk management.

In contrast, other options like Revenue Protection combine yield and price risks, Area Risk Protection focuses on losses at a broader area level rather than individual yields, and Catastrophic Coverage offers minimal coverage primarily for catastrophic losses, which may not provide adequate protection against variability in individual crop yields.

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