What is the term used for a fire occurrence that spans a specific time or place?

The term used for a fire occurrence that spans a specific time or place is "occurrence." This term effectively captures the idea that a particular incident or series of incidents related to fire takes place over a defined period or within a certain location. In insurance and risk management contexts, "occurrence" is a critical concept because it relates to how claims are assessed and coverage is provided.

An occurrence typically encompasses various factors, such as the cause of the fire, the duration of the incident, and the specific location where it happened. In practical terms, understanding the term allows for clearer definitions and limitations of coverage in an insurance policy. This is particularly relevant when determining liability, policy limits, and the specifics of coverage under multiple events related to fire.

The other terms in the question are used in various contexts but do not precisely convey the same meaning. "Incident" often refers to a specific event but may not encapsulate the timing or geographic aspect as clearly. "Accident" generally implies an unintentional event leading to damage or injury, which doesn’t necessarily cover all fire occurrences. "Event" is a broader term that can refer to any happening but lacks the specificity associated with time and place that "occurrence" denotes.