What type of damage is NOT covered under the Common Crop Insurance Policy?

The Common Crop Insurance Policy primarily covers losses related to crop yield due to natural perils such as drought, flood, and disease, rather than damages that fall outside the realm of natural disasters or agricultural risks. Chemical drift, which refers to the unintended movement of herbicides or pesticides onto neighboring crops, is typically not covered under this policy. This is because such occurrences are usually regarded as operator or third-party liability issues rather than direct crop losses from natural events.

In contrast, natural disasters like drought are covered since they directly impact crop yield and production, falling within the intent of the insurance policy to mitigate risks associated with weather and environmental factors. Pesticide contamination might also be seen in a different light, as it can result from specific applications that affect crop quality, and may sometimes be covered depending on the circumstances. Theft of farm equipment, while a loss, is not covered under the Common Crop Insurance Policy, which focuses strictly on crop-related losses rather than equipment.

This distinction highlights how the Common Crop Insurance Policy is designed specifically to assist farmers in managing risks that are directly connected to crop production rather than ancillary issues that can arise in the farming operation.