Which policy begins coverage when the crop has been planted?

The area risk protection insurance policy (ARPI) begins coverage when the crop has been planted, which is a defining characteristic of this type of insurance. The ARPI is designed to provide coverage based on the overall yield and area-wide losses rather than the individual producer’s specific yield. This means that once the planting of the crop has occurred, the policy kicks in, allowing for protection against potential losses in yield due to various factors like weather events or other perils.

In contrast, revenue protection plans and individual crop insurance policies often have different triggers for when coverage begins, typically focusing on individual crop losses rather than area-wide events. Crop hail insurance usually covers hail damage specifically and may have different timing considerations regarding when coverage starts, depending on the terms of the policy. Overall, understanding the specific nature of ARPI is crucial for recognizing how it operates within the context of crop insurance options.